| $100 Per Month Investment | ||||||||
| 5 Yrs | 10 | 15 | 20 | 25 | 30 | 35 | 40 | |
| 5% | 6,801 | 15,528 | 26,729 | 41,103 | 59,551 | 83,226 | 113,609 | 152,602 |
| 6% | 6,977 | 16,388 | 29,082 | 46,204 | 69,299 | 100,452 | 142,471 | 199,149 |
| 7% | 7,159 | 17,308 | 31,696 | 52,093 | 81,007 | 121,997 | 180,105 | 262,481 |
| 8% | 7,348 | 18,295 | 34,604 | 58,902 | 95,103 | 149,035 | 229,388 | 349,101 |
| 9% | 7,542 | 19,351 | 37,841 | 66,789 | 112,112 | 183,074 | 294,178 | 468,132 |
| 10% | 7,744 | 20,484 | 41,447 | 75,937 | 132,683 | 226,049 | 379,664 | 632,408 |
| 11% | 7,952 | 21,700 | 45,469 | 86,564 | 157,613 | 280,452 | 492,830 | 860,013 |
| 12% | 8,167 | 23,004 | 49,958 | 98,926 | 187,885 | 349,496 | 643,096 | 1,176,477 |
| 13% | 8,389 | 24,404 | 54,973 | 113,324 | 224,709 | 437,327 | 843,184 | 1,617,907 |
| 14% | 8,620 | 25,907 | 60,579 | 130,117 | 264,583 | 549,297 | 1,110,295 | 2,235,438 |
| 15% | 8,857 | 27,522 | 66,851 | 149,724 | 324,353 | 692,328 | 1,467,718 | 3,101,605 |
| $10,000 Lump Sum | ||||||||
| 5 Yrs | 10 | 15 | 20 | 25 | 30 | 35 | 40 | |
| 5% | 12,763 | 16,289 | 20,789 | 26,533 | 33,864 | 43,219 | 55,160 | 70,400 |
| 6% | 13,382 | 17,908 | 23,966 | 32,071 | 42,919 | 57,435 | 76,861 | 102,857 |
| 7% | 14,026 | 19,672 | 27,590 | 38,697 | 54,274 | 76,123 | 106,766 | 149,745 |
| 8% | 14,693 | 21,589 | 31,722 | 46,610 | 68,485 | 100,627 | 147,853 | 217,245 |
| 9% | 15,386 | 23,674 | 36,425 | 56,044 | 86,231 | 132,677 | 204,140 | 314,094 |
| 10% | 16,105 | 25,937 | 41,772 | 67,275 | 108,347 | 174,494 | 281,024 | 452,593 |
| 11% | 16,851 | 28,394 | 47,846 | 80,623 | 135,855 | 228,923 | 385,749 | 650,009 |
| 12% | 17,623 | 31,058 | 54,736 | 96,463 | 170,001 | 299,599 | 527,996 | 930,510 |
| 13% | 18,424 | 33,946 | 62,543 | 115,231 | 212,305 | 391,159 | 720,685 | 1,327,816 |
| 14% | 19,254 | 37,072 | 71,379 | 137,435 | 264,619 | 509,502 | 981,002 | 1,888,835 |
| 15% | 20,114 | 40,456 | 81,371 | 163,665 | 329,190 | 662,118 | 1,331,755 | 2,678,635 |
These charts show what the power of compounding interest can do for you. The first chart shows what you would have from investing $100 a month for the different interest rates and various lengths of time. The second chart shows what a one time deposit of $10k would accumulate to at certain interest rates for the lengths of time noted in 5 year increments. I would use these charts to dream about what could be possible in the future. I wish that I had been smart enough to use the power of compounding at a younger age. Now at every job, I always print these out and pin it to my cubicle wall just above my monitors and next to a picture of my family. This helps me to stay on target and not forget my goal of two commas.